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Further
Reading ...
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Lazy, Hazy Days Of Summer - Bob Osgoodby
Lazy, Hazy Days Of Summer by Bob Osgoodby Warm-weather months are a fun and busy time. It's time to fire up the barbie, plant your flowers, and maybe take a trip to the beach. The cold weather is gone and the lazy, hazy days of summer are upon us....
Stand Out in Business the Write Way - Lydia Ramsey
When was the last time you received a handwritten note from a business associate? It may be that it was too long ago for you to remember. On the other hand, if you have gotten one lately, you know exactly who sent it and when. Handwritten notes...
Which IRA Is Best For You? - C C Collins
An Ira is one of the greatest ways to save on taxes currently and accumulate money for the future. For individuals three types of IRA's will normally come under consideration. The Traditional or Regular IRA The Education IRA The Roth IRA ...
The 3 secrets of Team Motivation - Alan Fairweather
The 3 secrets of Team Motivation by Alan Fairweather (c) Alan Fairweather - All Rights reserved http://www.howtogetmoresales.com/ ========================================================== Are workers telling the truth when they say they are ill?...
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Life Insurance – Do You Need It?
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Written By:
By Vickie J Scanlon
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Many people are skittish about life insurance, because they feel that it is useless, or it makes them face their mortality, or they may arrogantly think that they won’t die. But let me reassure you, life insurance is not only useful, but also essential if you’re young or old, or have a young family. Life Insurance should definitely be one piece of your financial portfolio.
BENEFITS OF LIFE INSURANCE
1)Protects your family – If you should die prematurely a life insurance policy will give your young family and spouse a financial buffer. The lost income can be devastating.
2)For children and young adults – accidents are a leading cause of death.
3)As you get older – it can help to defer funeral costs.
Life Insurance can help fill the gaps when you or someone you love passes away, as well as, helping to eliminate the stress and uncertainty of their future.
TYPES OF LIFE INSURANCE
There are different types of insurance, which can fit each individual’s needs and situations. The different types and explanation of each are as follows:
Term Life Insurance – Term life gives you coverage for a particular period of time. (Builds No Cash Value)
Whole Life Insurance – Whole Life can give you protection for your entire life at a fixed rate. Whole Life builds up cash - continued below ...
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values, and in some cases, paid dividends.
Universal Life Insurance – Universal Life gives you more flexibility -- allowing you to adjust your premiums and to increase or decrease your death benefit.
Accident Insurance – Accident Insurance gives your family an income in the event of your accidental death.
To conclude, when I was younger, I felt that life insurance was a waste of my money. But that changed when I seen the results of what happens when a father of three young children died unexpectedly. He had no insurance to care for his three children. Not only did his wife and children have to deal emotionally with their loss, but it also left them financially crippled. From that moment on, I realized the importance of Life Insurance and what it can bring to my family – a financial safety net, and for me, peace of mind.
About the Author
Vickie J Scanlon has a BBA degree in Administrative Management and Marketing. Visit her site at: http://www.myaffiliateplace.biz for free tools, articles, affiliate opportunities, ebooks, and insurance info
Free quotes on auto, life, homeowners, health, business insurance at: http://www.myaffiliateplace.biz/Affiliate_Netquote
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Housing Bill - Changes in the Right To Buy Scheme - Nicola Bullimore
Presently council tenants are able to purchase their rented property after 2 years of tenancy. However, this is about to change. As of the 18th January 2005, the new Housing Bill becomes law and the current 2 years will change to a period of 5...
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