 |
Further
Reading ...
|
|
Sixty seconds to a more creative you - Angela Booth
Sixty seconds to a more creative you: Ways to get creative fast Copyright © 2002 by Angela Booth * Show up * Trust yourself * Shut up! Show Up Show up. That's all. The most important part of any task, creative or otherwise, is simply to...
Make Your Employees Adore You! - Sandi Carson
Follow this advice, and you will have employees that will adore you! Loyal and happy employees are eager to please your customers. And happy customers mean more sales! As an employer, there are some things that you need to make sure to do for your...
A Few Important Tips For Starting Your Home Based Business - Kirk Bannerman
There are numerous reasons why people choose to start a home-based business. Some of those reasons include: 1. Dissatisfied with their present employment situation. 2. Out of work due to being laid off or downsizing by their employer. 3. A...
Public Relations: Where's The Value? - Robert A Kelly
Public relation’s obvious values not only justify their expense, they make one wonder why any organization intent on achieving its goals and objectives would want to pursue them without the support of a first-class public relations effort. True,...
|
|
|
Identity Theft: It Can Happen to You!
|
 |
Written By:
Stephen Bucaro
|
|
|
----------------------------------------------------------
Permission is granted for the below article to forward,
reprint, distribute, use for ezine, newsletter, website,
offer as free bonus or part of a product for sale as long
as no changes are made and the byline, copyright, and the
resource box below is included.
----------------------------------------------------------
Identity Theft: It Can Happen to You!
By Stephen Bucaro
You step outside to find your car has been repossessed and
a foreclosure notice posted on the front door of your house.
All because of delinquent loans "you" made. Or the police
come to make an arrest because "you" used a fake
prescription. Can't happen to you?
Think again. All an identity thief needs is a copy of your
credit report. This document contains your birth date,
Social Security number, place of employment, salary,
credit card numbers, and details about all of your
financial transactions, savings and investments.
Using your identity, the thief can take your assets, leave
you in debt, and commit crimes in your name. After the
damage is done, it may take years, if ever, to clean up
your records. Credit companies like to hang on to
information like glue, they won't just delete it.
Lenders are not interested in your identity theft claim.
They want to protect their own interests first. They would
rather clear up the identity theft question after they take
your assets. And everybody the police arrest claim they
didn't do it. Someone else who stole their identity
committed that crime. They would rather close the case
quickly than get involved in a complicated identity theft
case.
How to Protect Yourself
1. Guard your personal information. Don't provide your
Social Security number, or any financial information, to
anyone without knowing why they need it.
2. Don't throw away any financial documents without
shredding them first. That includes those credit card
linked blank checks that your bank keeps sending you, and
unsolicited credit card offers.
3. Close any - continued below ...
|
|
|
continued ...
accounts that you don't use. Keep the number
of credit card accounts and lines of credit you use to a
minimum.
4. Once a year request a copy of your credit report and
check it for accuracy. You can get your credit report from
Equifax for $9.00 www.equifax.com
5. Carefully examine your monthly financial statements for
unusual activity and examine your credit card bills for
charges you can't identify.
If You Become a Victim
1. Immediately contact the creditors where fraudulent
charges were made and request that a fraud alert be placed
on your file.
2. Under the Truth in Lending Act, you can be held liable
for a maximum of $50.00 in unauthorized charges per credit
card.
3. Download an identity theft affidavit from the Federal
Trade Commission Web site.
http://www.consumer.gov/idtheft/affidavit.htm
4. File a report with your local police department.
5. Keep a complete record of the identity theft and your
efforts to clear your records. Send all letters related to
the theft by certified mail. Keep a record of all
telephone calls you made and received, with dates and the
names of the individuals you spoke to.
Identity theft is one of the fastest growing crimes in the
U.S. It can happen to you. Protect yourself by guarding
your private information and carefully examining your
financial statements. If you become a victim, take the
steps outlined above, and keep a complete record of your
efforts to repair the damage caused by this crime.
----------------------------------------------------------
Resource Box:
Copyright(C)2002 Bucaro TecHelp. To learn how to maintain
your computer and use it more effectively to design a Web
site and make money on the Web visit
http://bucarotechelp.com
To subscribe to Bucaro TecHelp Newsletter Send a blank
email to bucarotechelp-subscribe@topica.com
----------------------------------------------------------
About the Author
None
|
|
|
|
 |
|
|
| _Additional Resources ... |
|
Profit From Home After 40 - Do You Qualify? - Michael Roberts
READ this article to see if you have what it takes to launch your very own Profitable Home-Based Business! If you can commit, I can help YOU! TIME! The most important variable! TIME is the most precious gift we have available. We commit TIME with...
Is Working From Home Really For You? - Joe Bingham
Forget the hype! No, NOT everyone can make big money working from home. Is it possible to make a six figure income working from home? YES!. Is it possible to enjoy more freedom in your schedule, own your own business, fire your boss, and all of...
Why Is It Called CashCocktail? Find Out Here! - Ana Hamid
Like the name suggests, it’s a Doubler & a Tripler with a Twist & it generates cash. Plus you can redeem points for your own safelist hosting, fresh leads, pro utoresponders, advertising & much more. Click here:...
|
|
|
|
|
|
|
|
|
|
