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Further
Reading ...
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Cicadas and Brilliance In Marketing - Jack Humphrey
I have found another nugget of marketing brilliance that I want to share with aspiring entrepreneurs around the world. In this example of marketing brilliance, you will see how innovation and careful planning can result in a brilliant idea and...
7 Critical Steps To Protect Your Data - Paul Hrabal
To minimize the significant risks arising from data loss, every company should take specific preventative measures to protect their critical business data. These measures fall into two broad categories: physical security and digital security. We...
Customer Service - A Lost Art? - Craig Binkley
Is customer service a lost art? Before you answer that question, take a moment and think about the last few times you have gone shopping or out to dinner. Okay, now that you have really thought about it, is your answer any different? Why is it...
Energy Saving Strategies for Your Office - Doris Dobkins
Whether you work out of your home or commute to a job, here are some steps to take that will save on energy costs. 1. When you aren't using your Personal Computer, laser printer, or copier machine, turn them off. Just turning this equipment off at...
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How to Get a Business Loan without a Business Plan
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Written By:
K.aren Little Hardy, MSBA
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The phenomenal emergence of homebased business ownership has been astounding. The Small Business Administration (SBA) projects that by 2007, there will be over 2 million small business firms.
Trends indicate that entrepreneurship is quickly becoming a fabric in American cultural. Yet, while there are many opportunities for securing personal wealth through business ownership, access to capital continues to be a hurdle for most start-up companies.
Thanks to a new small business initiative, the hurdle has become a little less painful. Through the SBA CommunityExpress loan program, start-ups and existing businesses alike can apply for a "Small Office/Home Office" loan without a business plan.
Loan amounts are available for $5,000, $10,000 and even $15,000 and no business plan is required. This may not seem like much to some business owners, but the most successful - continued below ...
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companies have started out by getting micro-loans. In fact, the SBA cited that most homebased businesses required $10,000 or less to get started. Examples of companies that started with less that $25,000 include Ben & Jerry's, Fedex and Tom's of Maine toothpaste.
It doesn't matter if you want to start a daycare center, desktop publishing firm, or barbershop. These mega success stories are a constant reminder that small beginnings can indeed lead to greater rewards.
About the Author
Karen L. Hardy, holds a M.S. in Business Administration. She is a certified business finance consultant, real estate investor, entrepreneur and author of the book "Destiny Dreams Decisions: Empowering Women for Success." Visit her sites at http://www.fedpreneur.com and http://www.destinycapitalfunding.com
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| _Additional Resources ... |
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Bollinger Bands Strategies - Steven T Ng
The Bollinger Band theory is designed to depict the volatility of a stock. It is quite simple, being composed of a simple moving average, and its upper and lower "bands" that are 2 standard deviations away. Standard deviations are a statistical tool...
ERP (Enterprise Resource Planning) Overview - Exforsys com
ERP (Enterprise Resource Planning) Overview covers What is ERP, Brief history of ERP, Why is it necessary, Market Leaders and the future of ERP. What is ERP? Enterprise Resource Planning or ERP is an industry term for integrated, multi-module...
"It Costs More to Spend Less" - Holly Cotter
Almost everyone starts a home business so they can EARN money. Often, finances are tight and the temptation is to spend as little money as possible to get your business off the ground. While it's a good idea to get rid of unnecessary expenses, to...
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