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Further
Reading ...
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The Day My Laptop was Stolen Almost Killed My Business….. - Harald Anderson
One of the worst feelings I have ever had was the day my laptop was stolen. The laptop can be replaced. However the loss of critical DATA was the biggest risk my business has ever faced. When I recovered from the experience I asked myself...
Work From Home Internet Business Opportunities-Advantage And Disadvantages - Tom Worsley
People often ask me how I make money online working from home. When I tell them, the response is usually, COOL I WISH I WERE DOING THAT! But there are some minor disadvantages of having a work from home internet job. My number 1 disadvantage of...
How to Ruin a Perfectly Good Product Market - Chris Malta
"How to Ruin a Perfectly Good Product Market" Those of us who own retail Ecommerce sites are always looking for wholesale pricing from the suppliers of the products we want to sell. Unfortunately, many people don’t know what a wholesale price IS,...
Belief Management - The Missing Ingredient? - Joan Friedlander
"Joan, I'm working so hard and I'm not getting anything done!" I have heard some version of this cry of frustration by many an entrepreneur. It's a common complaint voiced by those of use who sought the freedom to have complete authority over our...
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Getting a credit card is a big responsibility
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Written By:
Connie Gutchrif
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Owning a credit card can be quite an advantage. Whether
making online purchases, booking an air ticket or a hotel
room on the phone or simply being in need of some
emergency cash, having a credit card can be a big help.
However, getting a credit card is also a huge
responsibility and if you don't keep an eye on your
spending habits, credit cards can create some serious
problems. Here is an excellent list of tips on proper
credit card use and if you follow these, you will likely
stay out of trouble and your credit card will be a
blessing instead of a curse:
1. When you make a purchase with the credit card, it
is akin to taking a loan from your bank. What you
have borrowed has to be returned - so do not borrow beyond
your capacity to pay it back.
2. Always be aware of your outstanding credit card
balances. This will help you determine whether you can
make additional purchases. Even small purchases can really
add up to big balances and substantial interest charges.
3.Any credit card receipts should be kept until you can
compare them to your monthly statement. If you find any
purchases you did not make, or higher charges than those on
the receipt, contact your credit card company immediately.
4. don't give your credit card to anyone, not even
friends and family. Its not that you cant trust these
folks but it would be really difficult to track purchases
if you are not the only one making them.
5. don't ever borrow more than your ability to pay it
back. If you do and consequently arent able to pay it
back, it can hurt your future ability to obtain other
forms of loans such as home mortgages, car loans etc.
6. Pay your credit card bills on time or even before
they are due. Doing so will not only help improve your
credit scores, but also help avoid additional costs
associated with late payment charges and accrued interest.
7. Try to have your credit card bills paid in full
every month. To ensure this, budget your credit card
purchases on a monthly basis and then don't allow your
purchases to exceed that amount.
8.Keep your credit cards for new purchasing. don't pay one
credit card bill with a different credit card. This will
inevitably lead to more charging and higher balances.
Connie Gutchrif is the President of FN
Credit - An excellent
resource for information on credit. To learn more, be sure
to visit:
http://www.fncredit.com
Getting a credit card is a big - continued below ...
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continued ...
responsibility
Owning a credit card can be quite an advantage. Whether
making online purchases, booking an air ticket or a hotel
room on the phone or simply being in need of some
emergency cash, having a credit card can be a big help.
However, getting a credit card is also a huge
responsibility and if you don't keep an eye on your
spending habits, credit cards can create some serious
problems. Here is an excellent list of tips on proper
credit card use and if you follow these, you will likely
stay out of trouble and your credit card will be a
blessing instead of a curse:
1. When you make a purchase with the credit card, it
is akin to taking a loan from your bank. What you
have borrowed has to be returned - so do not borrow beyond
your capacity to pay it back.
2. Always be aware of your outstanding credit card
balances. This will help you determine whether you can
make additional purchases. Even small purchases can really
add up to big balances and substantial interest charges.
3.Any credit card receipts should be kept until you can
compare them to your monthly statement. If you find any
purchases you did not make, or higher charges than those on
the receipt, contact your credit card company immediately.
4. don't give your credit card to anyone, not even
friends and family. Its not that you cant trust these
folks but it would be really difficult to track purchases
if you are not the only one making them.
5. don't ever borrow more than your ability to pay it
back. If you do and consequently arent able to pay it
back, it can hurt your future ability to obtain other
forms of loans such as home mortgages, car loans etc.
6. Pay your credit card bills on time or even before
they are due. Doing so will not only help improve your
credit scores, but also help avoid additional costs
associated with late payment charges and accrued interest.
7. Try to have your credit card bills paid in full
every month. To ensure this, budget your credit card
purchases on a monthly basis and then don't allow your
purchases to exceed that amount.
8.Keep your credit cards for new purchasing. don't pay one
credit card bill with a different credit card. This will
inevitably lead to more charging and higher balances.
About the Author
Connie Gutchrif is the President of FN
Credit - An excellent
resource for information on credit. To learn more, be sure
to visit:
http://www.fncredit.com
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| _Additional Resources ... |
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Self-Liquidating Loans - Fact or Fiction? - Keith Gill
FICTION! There is no such thing as a self-liquidating "LOAN." If you walk into a bank and ask for a self liquidating loan, they'll look at you as though you were nuts! You may see ads promising - - Self-Liquidating "LOANS!" - Investment Capital...
Poster Digital Printing at its Best - Kristine Llabres
The most commonly used style in poster digital printing today are those digital posters with photographs in it. Since photographs embody life and energy, they seem to attract more customers to take into further detail in the poster later on be...
What to Ask When You’re Invited to a Meeting - Steve Kaye
Here are five questions that you must ask before agreeing to attend a meeting. 1) Where is the agenda? A meeting without an agenda is like a journey without a map; it will always waste your time. Once you have the agenda, make sure that it...
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