 |
Further
Reading ...
|
|
Stake Your Claim On The Web1 - BB Lee
Stake Your Claim On The Web! by BB Lee (c)2002 mailto:smallbiz@angelfire.com Once upon a time the World Wide Web was a vast new wilderness, waiting for new settlers to discover their hidden territory. Now, that's changed. As many new...
The Power of Upselling, Tips and Examples - Anthony L Davenport
Before I get into how Up-Selling can benefit you and your sales, let me answer the question: What is an Up-sell? An up sell is when a customer is ready to order a product, or already has ordered a product from you, then you immediately...
Home Business, What's So Great About It? - Stephen Warren
Home Business allows you more time to do what you want. Home Business gives you more freedom i.e. no more 9-5 job. Because a Home Business is well.... at Home, you don't have to travel far to get there. Just come down stairs in your pajamas...
Dealing with Information Overload - Stephan Szugat
Article Title: Dealing with Information Overload Author: Stephan Szugat Word Count: 828 Article URL: http://www.abenetis.com/encyclopedia.html Format: 65 Characters per Line ------------------ ARTICLE START ------------------ Dealing with...
|
|
|
Free Credit Report – Watch Out for Scams
|
 |
Written By:
Charles Essmeier
|
|
|
Many people may still not be aware of an amendment to the Fair Credit Reporting Act (FCRA) that Congress passed last year. This amendment allows U.S. citizens to receive a copy of their credit report, for free, once per year. The plan is being rolled out slowly in order to avoid swamping the system, but people living in the West and Midwest can receive their credit reports now, and everyone will be able to obtain a free credit report by September of this year. Those seeking a copy of their credit report should watch out, however, as not everyone who promises a “free” credit report is actually delivering one.
These free credit reports may be obtained through the official Website: http://www.annualcreditreport.com. Additional information is available at the Federal Trade Commission Website at http://www.ftc.gov/credit . Obtaining a copy of your credit report through this site is easy, and only requires your name, Social Security number, date of birth, and address. That would seem fairly straightforward, but there are many companies, some legitimate and some not, that are interested in attracting the business of those who seek copies of their credit report, and scams are flourishing.
Some companies have established Websites with addresses that are very similar to the address of the official site. These sites promise a free credit report, but they are actually only interested in harvesting your personal information. In addition to stealing your name, Social Security number and address, these sites may also tell - continued below ...
|
|
|
continued ...
you that a credit card number is necessary to “verify” your identification. With this information, the people operating these sites can steal your identity! There are many other Websites that promise “free” credit reports, but few that actually provide them for free. One such site is currently under investigation for credit report fraud. The site promised a “free” report, but required a credit card for “identification” purposes. Customers filled out the form and received a copy of the credit report but also received a charge on their credit card for $79. Other unscrupulous companies take a more direct approach by sending spam e-mail that promises to provide free credit reports. These spam messages are almost always “phishing” expeditions that are designed only to obtain your personal information. If you are interested in obtaining a copy of your credit report, you should avoid responding to e-mail solicitations.
It is a rare occasion when you can obtain something for nothing. You can, however, receive a copy of your credit report, for free, once a year. Be aware, however, that not everyone who is promising you a free credit report intends to provide you with one.
About the Author
©Copyright 2005 by Retro Marketing. Charles Essmeier is the owner of Retro Marketing, a firm devoted to informational Websites, including End-Your-Debt.com, a site devoted to debt consolidation and credit counseling, and StructuredSettlementHelp.com, a site devoted to information regarding structured settlements.
|
|
|
|
 |
|
|
| _Additional Resources ... |
|
Real Estate Auction Action - Buying A Home At Auction - Jakob Jelling
Due in part to the popularity of the U. S. Department of Housing and Urban Development (HUD)'s home auction program, more potential homebuyers than ever are buying homes at auction. Homes for auction aren't limited to just HUD, however. Many...
The 7 Traits of an Exceptional & Successful Entrepreneur - Robert Moment
How often have you either referred to or considered the expression, “Success is a journey and not a Destination?” Probably many times, yet often being in a hurry to get there, we forget that success is not an end unto itself, but is instead an...
Drive Yourself to More Auction Money - Brian McGregor
Big ticket items are increasingly popular on eBay. Cars are probably one of the best examples of this. In fact, eBay is the largest dealer of used cars in the USA. And eBay's car sales in the UK is also growing significantly. Every 16 seconds, a...
|
|
|
|
|
|
|
|
|
|
