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Further
Reading ...
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Benefits of business card printing - Marlon D Ludovice
One of the benefits of business card printing is that it allows a cheaper printing service. From stationery to business cards, you can have your company's printing needs filled for a fraction of the cost you would pay elsewhere. No need to worry,...
Alice in Credit Card Land - Sam Vaknin
Your credit card is stolen. You place a phone call to the number provided in your tourist guide or in the local daily press. You provide your details and you cancel your card. You block it. In a few minutes, it should be transferred to the stop-list...
Finance Your Real Estate Investment Properties - Peter Dobler
Copyright 2005 Peter Dobler Unlike traditional residential real estate mortgages, real estate investment financing is way more creative and offers more options than you think. The golden rule in real estate investment is OPM (Other People’s...
Your Assumptions About Job Descriptions Can Harm You - Susan Dunn Marketing Coach
One of the worst things you can do is get in a “box” and this applies to job descriptions—or rather, what you assume someone else is capable of doing because of your misconceptions about their job description. Compounding this is the current thrust...
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Financial Security. Its Greatest Enemy.
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Written By:
David Wilding
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If you had to choose the greatest enemy of your financial security, where would you look? In the
lineup as you look them over who would you choose? There are so many that qualify. Banks,
credit card companies, persuasive advertisers, finance companies, and identity thieves, would all be in the running.
Banks because, while you are their customer, they do not have your best interests at heart. They hit you with all sorts of fees and charges for services which used to be provided free. They
constantly bombard you with offers to go further into debt. Car loans, home equity loans and
other lines of credit are pitched in every statement you receive. But, they are not your worst financial enemy.
Credit card companies love to add charges for many different errors on your part (and sometimes
theirs). Late fees, over-limit fees, yearly fees, and returned check fees are just a few. They hike your interest rate if you looked cross-eyed on a Tuesday, or miss a payment (not just with them, but any creditor). Still, they are not your greatest financial enemy.
Persuasive advertisers love to get you to buy, buy, and buy. They have you pegged as far as your habits. They know your wants and desires. They have so much information on you, the fight isn’t even fair. Their ads make you feel good and pull all the triggers. Yet, they are not your greatest financial enemy.
Finance companies who charge rates that reach to the moon do you no favors when you walk in
the door. Sometimes you don’t even need to walk in the door. They send you a check you can
deposit in your account and thus take out a loan with them with out ever seeing them. They turn
easy money into easy debt; easy until it comes time to pay the bill. Even here you will not find
your greatest financial enemy.
How about identity thieves? They pilfer your financial information, and run - continued below ...
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continued ...
wild with the accounts they set up. They rummage through your trash, set up scams, and flat out steal your info. They definitely qualify as real lowlifes. Never the less, they aren’t your greatest financial enemy either.
So how do you find your greatest financial enemy? You go look in the mirror. This is the person you really need to watch. This is who gives into all of the credit offers in the mailbox. This person watches the television and reads the magazines; then responds to the ads that are displayed. It is this same person who is careless with their financial information or falls for the scams.
This is the man or woman who spends more that they make. This person refuses to save any
money. It is this person who doesn’t invest for the future. This is also the person who doesn’t
educate themselves in matters of money. This is your greatest financial enemy.
It is this person who ruins all your dreams. It is also this person over who you have the most
control. Do not look anywhere else for the cause of your financial problems. You are in charge
and you are accountable.
You need to take the time to investigate all matters financial. You need to educate yourself
concerning money, credit, debt and its uses. You are the one who needs to curb your spending.
You are the one who needs to establish a plan for your savings and in turn your future. Your
greatest enemy is in the mirror, and so is your greatest help and friend. Depending on who or
what you see determines what you need to change or what you need to keep doing.
(c)2005 David Wilding
About the Author
David Wilding has, for the past ten years, worked with both groups and individuals to help them rid their lives of debt. Visit his site http://www.debtattack.com for more ideas, tools, and strategies to get rid of your debt.
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| _Additional Resources ... |
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A Personal Stock Market Investment Philosophy - Charles M O Melia
You have permission to publish this article either electronically or in print, free of charge, as long as the author bylines are included. A courtesy copy of your publication would be appreciated. Please email to ...
7 Power Packed Tips To Increase Your Ezine Publishing Success - Ken Hill
1. Use autoresponders to publish and promote your ezine. Autoresponders with a broadcast feature are a low cost way to begin publishing your own mailing lists including your own text based, HTML or web based ezine that increases your sales. ...
Choosing a design firm - Joel Strellner
Before choosing which design firm your company should choose, you company should decide what exactly you will need and what your ultimate goals are. There are thousands of design firms; some specialize in web development, others in design. But which...
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