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Further
Reading ...
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What is a Commercial Business Loan? - John Mussi
A commercial business loan is designed for a wide range of UK small, medium and startup business needs including the purchase, refinance, expansion of a business, development loans or any type of commercial investment. Finance is the lifeblood...
How To Make Easy Money on the Internet -- But This Time It's Actually TRUE! - Jim Clark
Introduction: On the World Wide Web, domain names are the equivalent of real estate. Owning a domain name lets you stake you claim to your piece of the Internet. For several years, many people from all over the world have been making a good...
The Work-At-Home Dream: Telecommuting vs. the Home Based Business - Angela Wu
Working from home isn't just a passing fad; it's a growing trend that gets stronger each year. Unfortunately, many people only have a vague notion of "working at home"; they've been flooded with "get rich quick" and "be your own boss!" ads and just...
Top Ten Online Choices to Get Clients to Choose you Again and Again - Part 2 - Judy Cullins
Did you know that 95% of coaching businesses fail because their owners don't pay enough attention to sales copy? Whether you are a professional speaker, coach, or entrepreneur, every business wants more clients. Even more, they want to entice...
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Beat Your Competition By Controlling The Cost Of Your Health Insurance
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Written By:
Michael Ertel
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As many of us expect, the New Year will bring both tremendous challenges and opportunities for all of us both personally and professionally. Employers continue to face the major challenge of controlling the cost of their health insurance and other employee benefit programs. Organizations that can best get a handle on the cost of their employee benefit programs have an excellent opportunity to gain an advantage over their competition.
What are some practical ways to control the cost of your health insurance? Here are a few suggestions:
1) Investigate all of your traditional and consumer directed health plan options. Many companies are easing into consumer directed plans by offering them as part of a "dual choice" program.
2) Out of network benefits. If your PPO network has adequate access to network providers, plan designs that strongly encourage the use of preferred providers save premium and claim dollars while the insured still gets the needed care at a discounted rate.
3) Prescription drug coverage. Rx plans - continued below ...
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that encourage the use of generics and require mandatory mail order for maintenance medications are an efficient use of your benefit dollars.
4) Encourage wellness. What is the old saying? An ounce of prevention is worth a pound of gain.
5) Consumerism. Access to the tools necessary to be a “good” healthcare consumer will allow individuals to get the best care at the best price.
If you do not have time to personally handle the suggestions made above, consider enlisting the services of an independent insurance broker that specializes in designing and evaluating health plan options. A good insurance broker should be able to save you time, money, and ultimately serve as a trusted resource for plan recommendations now and in the future.
About the Author
Michael Ertel is the founder of http://www.MedicalInsuranceNow.com which is a website that assists individuals and small business owners by providing side by side comparisons of health insurance alternatives.
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Questions For The Entrepreneur To Be - Charlz Wachira
Entrepreneurial e-gnorance Part 1: Questions for the entrepreneur to be If you are an entrepreneur starting out, or have been around the block for some time but are yet to hit on the jackpot, you might be missing out some of the cornerstones...
Business success models for the 21st century. - Janet Ilacqua
We will discuss the following success models. •Geshe Roach’s experiences in a Wall Street diamond company as recounted in the Diamond Cutter. •ezboard.com, a customizable Web-based communities developed in 1998 by Vanchau Nguyen, Founder and Chief...
Lottery Winners Lose All - Caterina Christakos
Lottery Winners Lose it All You have heard it time and again. Lottery Winners lose it all and trust fund babies waste their parent's hard earned cash. In fact, up to 80% of the lottery winners in this country file bankruptcy within five years. Most...
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