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Further
Reading ...
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Reduce Your 30 Year Mortgage To 10 Years Using Mortgage Cycling - Ted Kushner
With all the talk lately about Mortgage Cycling versus Bi-Weekly Mortgages which one is really right for you? Choosing the correct one could literally save you thousands of dollars and shave off approximately 20 years on the life of your 30 year...
How to start a home business. - Patric Chan
Do you know that it’s possible for a housewife or a ‘one-man-show’ around the world to start a home business for full time income? It’s possible. And I'm going to tell you what you need and how to do it. First you need to get an extra phone...
How to Get Rid of the 4-letter S-Word - Jeremy Gislason
Now don't get all upset, as we are going to talk about the other S-word and that would be S*P*A*M. The * is in between the letters because just the use of this S-word can cause your email to not be delivered. The S-word is considered to have...
The 99 Percent Rule - Greg Reid
It's Friday night, you're sitting at a restaurant, and as your meal arrives, the server says, "Now, don't touch that plate. It's hot." What's the first thing you do? Well, 99% of the time you're going to touch that plate, right? I call it the...
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Anyone can get free mortgage quotes online
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Written By:
Syd Johnson
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If you are looking a purchase a home in the near future you can get free mortgage quotes online and offline. If you have an existing relationship with a bank or credit union, you can contact their customer service department or walk into a branch office and speak with a loan officer.
Once you provide some preliminary information, you will get a mortgage quote. This quote is not binding, but it is a great start when you’re shopping for a home loan.
Your credit history and income is key to getting accurate quote
To give you the most accurate mortgage quote, you must provide your credit history, current income, work history for the past two years and a list of your current assets if you want them to be considered in the analysis of your financial eligibility. You can also play around with the numbers to see how changing your down payment could impact the amount of the loan that you can get.
Try at least two lenders to get a fair picture of your status
Get a - continued below ...
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continued ...
mortgage quote from at least two potential lenders. This will help you to get a more accurate picture of the maximum amount that you can receive from a lender. Once you have that settled, you can start to narrow down the types of homes and neighborhoods that you can afford.
You can search for lenders online
To get started, go to any major search engine and type in “mortgage quote” and you will get some very good results. Sort through the listings and find a site where you enter some basic information and get quotes from multiple lenders.
If you’re not sure that you want to start looking on your own, you can consult a financial planner, mortgage broker, real estate agent or any other type of Real Estate and Finance professional and they can point you in the right direction.
About the Author
This article may be freely distributed as long as there's an active link to http://www.rapidlingo.com
Syd Johnson
Editor
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| _Additional Resources ... |
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Personal Finance Worries? - John Q Miller
Are you nervous about your personal finances? The irrational exuberance of the 90s that led to double-digit gains for almost any investment portfolio is over. Now, you might consider yourself fortunate if your investments are losing less than the...
Rules of the Game - Burt Dubin
We're talkin' about the game of being an expert at what you do. These rules are unforgiving. Break them and a remorseless force simply sweeps you off the board, clicks you off the screen—and you're not even history. You're nuthin', baby. Abide...
Small Business Q & A: Business Lessons Learned At The Mall - Tim Knox
Normally in this column I dispense highly-intelligent small business advice in response to thought-provoking questions submitted by future and fellow entrepreneurs. This week, however, I have a couple of questions for myself, one of which makes...
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