 |
Further
Reading ...
|
|
Dealing with Incompetent Leaders - Carole Nicolaides
As a mid-level employee, you’ve been working for the ACME Company, a manufacturing firm, for the past two years. Your job performance has been solid, and on occasion, even praiseworthy. However due to the current economic conditions – poor profit...
7 Cost Cutting Tips - Kara Kelso
Today's market is rough, so all of us are looking for ways to cut costs. Here are just a few that you can try for yourself: 1. Shared plans with cell phones. If you have a cell phone that offers shared plans (two or more phones sharing the same...
How To Accept Credit Cards - Matthew Coers
If you plan to do business online, then your website will need to accept credit cards. For many, the idea of applying for a merchant account sounds like a daunting task, but the truth is that building an online store is incredibly easy these days....
Top 5 Reasons to Use Autoresponders - Yolanda A Facio
One of the best and newest tools out there for generating revenue is the Auto-Responder. If you aren't using this tool in your business you are *losing money*! Many times customers arrive at your website but aren't quite ready to buy. They may not...
|
|
|
Any time Is A Good Time To Make Financial Resolutions
|
 |
Written By:
David Wilding
|
|
|
The New Year often brings with it a desire to right the wrongs in your
life. From this desire springs the tradition of New Year resolutions.
You should take advantage of this to change your financial situation.
There is a good chance by the time many of you read this, you will
have already made and BROKEN your financial resolutions. Those of you
who have not already done so, know they are hard to keep. You can
change that. You can make financial resolutions any time of the year.
Since you are thinking about this, you must suspect a problem. The
first step is defining the problem. Define it specifically. "I spend
too much money", is not good enough. You spend too much money on what?
Why do you spend too much money? It is not often you are speaking of
life's necessities here. You need to specifically target your problem
areas.
The best way to identify problem areas in your spending, is to pull
out your check registers and credit card statements for the past
twelve months. Write down all checks and charges for items other than
necessities. This spending will be your gold to mine.
After making this list, add up the total amount of these expenses.
This will be a very revealing exercise. For some the total will be
staggering, especially when done for a - continued below ...
|
|
|
continued ...
twelve month period.
Pay close attention to checks and charges for restaurants and fast
food chains. Look at the amount and frequency of payments to
convenience stores. Examine closely the spending on your home and your
closet.
Using this information you become aware of your weaknesses and where
they occur. You are now better equipped to overcome them. You need to
make conscious decisions to stay away from the places where you
overspend. If you don't go there you won't be tempted to waste your
resources and place your financial life in peril.
Now, armed with these bits of information you can boldly and
successfully make resolutions. Remember, changing your behavior is how
you will keep these resolutions. If you fail, and you will, just climb
right back on the resolution wagon. Dogged repetition will help you
succeed. Check how you are doing on a monthly basis. Make any
adjustments needed.
Putting your financial house in order and becoming debt free is a
process before it is an event.
About the Author
David Wilding has for the past ten years wored woith groups and individuals to rid their lives of debt. Visit his website http://www.debtattack.com for ideas, tools, and strategies for becoming debt free.
|
|
|
|
 |
|
|
| _Additional Resources ... |
|
Choosing a Mortgage Lender - Bwalya Mwaba
Just as there are many types of mortgages and mortgage deals to choose from, there are also many sources where you can go to get a mortgage. Your key choices are to use a mortgage broker, a more general financial adviser, or shop around yourself and...
Ericsson 388 data cable - Foreways
For sale:sonyericsson data cable, sonyericsson mobile phone data cable, sonyericsson cellular phone data cable, sonyericsson T100 data cable, sonyericsson T200 data cable, sonyericsson T300 data cable, sonyericsson 2618 data cable, sonyericsson T10...
Sales Forecasting For New Business - Ben Botes
Sales forecasting is the process of organizing and analysing information in a way that makes it possible to estimate what your sales will be. This Micro Module outlines some simple methods of forecasting sales using easy to find data. Books...
|
|
|
|
|
|
|
|
|
|
